The most common SMS messages used for information gathering are phishing texts or smashing. These messages are intended to collect personally identifiable information from users, which the con artists will use to defraud the victim of their money. An SMS message claiming to be from your bank or credit card company informing you that your account has a problem is an example of a smashing attack. Other typical phishing texts pose as representatives of the government, financial institutions, and internet delivery services.
All phishing text message schemes use the same method of operation. They pose as a reputable institution and claim there is a problem with your account or delivery. You receive a link to fix this problem. You are prompted to enter sensitive information such as usernames, passwords, PINs, or other personal details after clicking the link. The link may look like it comes from your bank, email provider, or other trusted source. However, be careful - if something seems too good to be true, it probably is! Report Suspicious Text Messages below for help. ..
How to Report Suspicious Text Messages
Forward the Unwanted Messages to 7726 (“SPAM”)
The GSMA has designated the number 7726 as the reporting number for spam SMS. If you send a spam message to 7726, it will be reported and your plan may not include unlimited messaging. ..
Report Unwanted Texts to the FTC and FCC
When you have selected “Phone, internet, and TV service” and “Cellular or landline phone service,” click “Report Now.” You will be guided through a brief quiz regarding the message, the sending number, and other details.
The Federal Communications Commission (FCC) can help you protect yourself from spam texts. Visit the Commission’s Consumer Complaint Center to fill out a form and provide information about the incident.
Final Words
To protect yourself from getting scammed, be sure to use the following tips:
- Be aware of the types of SMS messages that may seem suspicious.
- Don’t give out personal information or money to someone you don’t know.
- Use a phone that is registered with your bank and have your account password protected.
